Katong Credit Foreigner Loan

We provide unsecured foreigner loans with extended loan tenures, offering a flexible and reliable financing solution tailored for expatriates in Singapore.

Apply for A Loan Now
Katong Credit Foreigner Loan

Katong Credit Foreigner Loan

What is a Foreigner Loan?

Are you a foreigner living in Singapore and facing unexpected financial challenges?

We understand that living abroad, especially in one of Asia’s most expensive cities, comes with financial responsibilities, from rent and daily expenses to sending money back home.

A foreigner loan is designed specifically for expats and foreign workers in Singapore, providing quick financial assistance when you need it most. At Katong Credit, we offer:

  • Lenient credit score requirements, making loans more accessible.
  • Fast processing—applications are reviewed and approved within an hour.
  • A smooth and hassle-free experience, powered by technology and a dedicated team.

As a trusted licensed moneylender, we are committed to offering flexible and reliable financial solutions. Apply for a foreigner loan with us today.

Benefits of a Foreigner Loan with Katong Credit

Katong Credit makes getting a loan simple and flexible, offering a range of exclusive benefits.

Quick & Easy Application

Fast approval with minimal paperwork for a hassle-free process.

Lower Interest Rates, Higher Borrowing Limit

Get lower rates and higher limits for better financial flexibility.

Flexible Loan Tenures

Choose a repayment plan that suits your financial needs.

Improve Your Credit Score

Timely repayments can help strengthen your credit history.

Greater Convenience

Access funds easily with a seamless borrowing experience.

100% Privacy and Strict Confidentiality

We ensure that none of your personal information is disclosed.

FAQ on Katong Credit's Foreigner Loan

Here are some common questions about our foreigner loan and their answers.

A foreigner loan is a personal loan designed for expatriates and foreign workers in Singapore who need financial support, especially during emergencies.

Foreigners in Singapore often face expenses such as rent, food, mobile bills, and remittances to support their families back home. A foreigner loan provides quick access to cash, helping to ease financial burdens.

There are no restrictions on how you can use a foreigner loan, offering complete flexibility to manage your financial needs as required.

A foreigner loan is a great option if you are short on cash and need immediate financial support.

It can help with:

  • Paying bills and rent
  • Covering daily expenses
  • Sending money to your family back home

The application process is quick and hassle-free, taking only a few minutes to complete. With fast approval within 24 hours, you can access the funds you need without unnecessary delays.

When you apply for a foreigner loan in Singapore, licensed moneylenders may review your MLCB Loan Information Report as part of the assessment. This helps them check your existing loan records and repayment history with licensed moneylenders, together with your income and ability to repay.

Unlike CBS, which is mainly used by banks and mainstream financial institutions, MLCB focuses on loan records with licensed moneylenders in Singapore.

A stronger repayment record may support your application, while a weaker record may affect the assessment.

Yes, a foreigner loan can help improve your credit score, provided you make timely repayments.

Maintaining a good repayment record demonstrates financial responsibility, which can increase your credit score and make it easier to secure loans in the future. A higher credit score may also help you qualify for better interest rates and loan terms with financial institutions.

To qualify for a foreigner loan, you must meet the following criteria:

  • Be a Singapore Citizen, Permanent Resident, or a Foreigner with a valid work permit
  • Be at least 21 years old
  • Have a stable source of income, whether employed or self-employed

Meeting these requirements increases your chances of loan approval with a licensed money lender.

For Foreigners:

  • Valid work pass (Work Permit, S Pass, or E Pass)
  • Proof of residence (Utility bills, phone bills, or tenancy agreement)
  • Proof of income (Payslips or bank statements)
    Providing these documents ensures a smooth application process with a licensed money lender.

Providing these documents ensures a smooth application process with a licensed money lender.

What is the application process for a foreigner loan with Katong Credit?

Applying for a foreigner loan with Katong Credit is a fast and hassle-free process:

Step 1: Submit Your Application
Fill out the online application form on Katong Credit’s website with your details.

Step 2: Get a Quick Response
A loan officer from Katong Credit will contact you within an hour to update you on your loan application status.

Step 3: Complete Verification & Receive Your Loan
Visit the Katong Credit branch for face-to-face verification, sign the loan agreement, and receive your approved loan on the spot.

With a simple and efficient process, Katong Credit ensures quick access to financial assistance when you need it.

At Katong Credit, loan disbursement is immediate once you accept and sign the loan agreement at our branch.

This ensures that you get the funds you need on the spot, without unnecessary delays.

Yes, you can still apply for a foreigner loan with us. We strive to assist borrowers regardless of their credit scores, ensuring that financial support remains accessible.

At Katong Credit, we do not impose strict credit score requirements, allowing individuals with lower credit ratings the opportunity to secure the funds they need.

No, there is no penalty for repaying your loan early. Since 1 October 2015, licensed money lenders in Singapore are only allowed to charge the following fees:

  • A late repayment fee of up to $60 per month.
  • An administrative fee of up to 10% of the approved loan principal.
  • Legal costs as ordered by the court in the event of a successful loan recovery claim.

Borrowers can settle their loans early without incurring additional penalties beyond these regulated charges.

No, Katong Credit does not mail any loan-related documents to your home.

All loan details are securely stored digitally and kept confidential. If you require a physical copy, you may request one directly from us.

What Our Valued Customers Say

EXCELLENT
Google star 1Google star 2Google star 3Google star 4Google star 5
Based on 3196 reviews
Posted on Google Google
Rainice Skates profile picture
Rainice Skates
3 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Desmond was friendly and accomodating... He explained and assisted me very well... Smooth process
Posted on Google Google
Zul Azhaar profile picture
Zul Azhaar
1 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I just wanted to say thank you to Cindy for the help and assistance for my loan application. I really appreciate your patience, guidance in helping me with the process. Thank you 🙏🏻
Posted on Google Google
Sathish kumar Kumar profile picture
Sathish kumar Kumar
1 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph is fast with the loan
Posted on Google Google
Kheshini Sivaguru profile picture
Kheshini Sivaguru
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph, your the best. Thank you for helping me. Highly recommended money lender. Very fast approval.
Posted on Google Google
shuhailatun nisah profile picture
shuhailatun nisah
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph is fast
Posted on Google Google
Nur Zuhaila profile picture
Nur Zuhaila
29 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Would like to expand my gratitude thankful to Cindy for assisting my need for quick and straightforward help . Thank you very much for your service and kindly helpful . Highly recommended👏👏👏👍👍👍👍👍👍
Posted on Google Google
Rahman Rahman profile picture
Rahman Rahman
29 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy was helpful as it was my 1st time with them she explained all the information before I take the loan
Posted on Google Google
Prabashini Selva Rajah profile picture
Prabashini Selva Rajah
28 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph was fun with the loan application and helped to explain well
Posted on Google Google
david Karuppiah profile picture
david Karuppiah
28 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy ,I was here here,I found the staff very helpful friendly, very good se
Posted on Google Google
CD (CD) profile picture
CD (CD)
26 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
5 stars service and staff are helpful.. they value customers and provide good quality service.. Steph was awesome and friendly.. very satisfied with her service..
Posted on Google Google
Fredrick Cheang profile picture
Fredrick Cheang
25 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy, friendly and professional
Posted on Google Google
Farhan Osman profile picture
Farhan Osman
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Good and prompt service by steph
Posted on Google Google
Danny profile picture
Danny
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy is very professional and fast in handling all paper work.
Posted on Google Google
Nazlinda Zakaria profile picture
Nazlinda Zakaria
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph has been a great help throughout the loan process. She explained everything clearly and patiently, especially regarding the loan amount and suitable tenure. She also advised me on which option would work better for my situation and gave me the choice to close my other accounts. I really appreciate her guidance and the time she took to explain everything to me. 💜
Posted on Google Google
Rayner profile picture
Rayner
23 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy ,very good service
Posted on Google Google
Asma Al-husna profile picture
Asma Al-husna
23 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph is very friendly and she able to assist to all my enquires efficiently.
Posted on Google Google
Brendan Goh profile picture
Brendan Goh
22 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy is very helpful and communicative, would definitely recommend!
Posted on Google Google
Walid Lounis profile picture
Walid Lounis
21 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph was amazing
Posted on Google Google
Jumali Rebin profile picture
Jumali Rebin
21 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy is very helpful, friendly and easy to communicate with. Highly recommended! ⭐⭐⭐⭐⭐
Posted on Google Google
Thi Sat profile picture
Thi Sat
19 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph is good fast peace love it
Posted on Google Google
S profile picture
S
19 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Legit and fast transaction, Cindy helped me troughout the processing
Posted on Google Google
Malini Vellaithe profile picture
Malini Vellaithe
19 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph was great…. She really helped me and assisted me in planning finances by consolidating my other small loans. She was such a great help and now I feel so much at ease that I am paying much lower at this current place. Thanks so much Steph
Posted on Google Google
Ragav G profile picture
Ragav G
18 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Really appreciate Desmond for being so helpful throughout the whole process. He was very patient and explained everything clearly, guiding me step by step without making me feel rushed. Thanks a lot, Desmond, for your help and support. I’m really happy with the service and would definitely recommend Katong Credit to anyone looking for financial assistance from a licensed money lender.
Posted on Google Google
Giovanni profile picture
Giovanni
18 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy was sweet patient and polite. She know her stuff about the loan very well. Manage to answer all my questions about my loan with confidence. This is my first time taking loan from katong credit since I am a regular customer from orange credit pte ltd
Posted on Google Google
Pol Axe profile picture
Pol Axe
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy is the place to be, she is very pro.
Posted on Google Google
santha kumar profile picture
santha kumar
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
As long as all documents are perfect and meet to their requirements, it's very fast to get Loan within 20 to 25minutes time. Miss.Cindy Is quite helpful and knowledgeable in assessing the loan requirements. Thank you Katong Credit
Posted on Google Google
eugenio cahigas profile picture
eugenio cahigas
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph super good and friendly really recommend her
Posted on Google Google
Nurdiana Thongmee profile picture
Nurdiana Thongmee
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy is really very good. Thank you
Posted on Google Google
Wan Wati profile picture
Wan Wati
16 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Simple process with Steph .. approval loan without hassle
Posted on Google Google
King Oligario profile picture
King Oligario
15 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph very polite &accommodating, explain all my enquirer smooth fastest transaction…
Posted on Google Google
Andrew Mah profile picture
Andrew Mah
15 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Well attended by Cindy.
Posted on Google Google
ELAN ELANGO profile picture
ELAN ELANGO
14 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy good service and true documents
Posted on Google Google
Bryan Chua profile picture
Bryan Chua
12 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph is easy to talk too. She handle my application with patients and explained to my enquiries..
Posted on Google Google
Yiyi profile picture
Yiyi
12 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Ty Cindy for your service
Posted on Google Google
gavinchiays@gmail.com Gavin Chai profile picture
[email protected] Gavin Chai
8 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy, very helpful and clear instructions and detail, and patience to assist me.
Posted on Google Google
Md Iqbal profile picture
Md Iqbal
7 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy replies fast and the appointment went smoothly
Posted on Google Google
shehnaz aripe profile picture
shehnaz aripe
7 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy is very good and fast in progress the loan. Thanks 😊
Posted on Google Google
Md Izan profile picture
Md Izan
7 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thanks Cindy, Efficency & friendly
Posted on Google Google
jordan profile picture
jordan
4 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy was Kind helpful and efficient.
Posted on Google Google
Joseph Ng profile picture
Joseph Ng
3 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
CINDY
Posted on Google Google
Chris Tan profile picture
Chris Tan
3 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph is helpful with the loan and friendly.
Posted on Google Google
Jenny Yeo profile picture
Jenny Yeo
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy she is helpful and explain all the details very clearly.
Posted on Google Google
chua ming profile picture
chua ming
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
When over for the first time, was attended by Ms Cindy, friendly and knowledgeable to my questions. Highly recommend to look for her 🥰
Posted on Google Google
Jane Chong profile picture
Jane Chong
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Desmond is very helpful, helps me to get higher loan with affordable monthly repayment. I will definitely Recommend to my friends. Thank you.
Posted on Google Google
Asri Ibrahim profile picture
Asri Ibrahim
2 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph is helpful throughout the process.
Posted on Google Google
Nora Yusuf profile picture
Nora Yusuf
1 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph was very kind and helpful in assisting me throughout the whole process. She answered all my queries clearly and patiently. What I appreciated most was her patience and understanding, especially when I wasn’t able to reply to her immediately. Thank you, Steph, for making the whole process smooth and comfortable for me.
Posted on Google Google
Michael Yeo profile picture
Michael Yeo
27 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Desmond
Posted on Google Google
Nyanesshwaran Subramaniam profile picture
Nyanesshwaran Subramaniam
26 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thanks to Ms Cindy. Very fast and helpful person.
Posted on Google Google
weejian cheng profile picture
weejian cheng
26 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
STEPH is helpful for the loan
Posted on Google Google
Rozali Munir profile picture
Rozali Munir
26 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Desmond very nice
Posted on Google Google
Ong Li Ling profile picture
Ong Li Ling
26 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Service excellence Streph
Posted on Google Google
SHOBHANA THIYAGARAJAN profile picture
SHOBHANA THIYAGARAJAN
26 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very helpful and prompt Ms Cindy awesome service
Posted on Google Google
Bow sunshine profile picture
Bow sunshine
25 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service. wilth ms cindy
Posted on Google Google
aisy afia profile picture
aisy afia
25 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Good experience, and good explain all about.. tq cindy
Posted on Google Google
Rhoze Patac profile picture
Rhoze Patac
24 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
It was fast and amooth transaction getting the loan woth Ms. Cindy
Posted on Google Google
Teo Heng Huat profile picture
Teo Heng Huat
24 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Cindy staff Cindy is very friendly
Posted on Google Google
Brandon Wee profile picture
Brandon Wee
22 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
steph is good
Posted on Google Google
Patricia Mariel Glindro profile picture
Patricia Mariel Glindro
21 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Miss Ang was helpful and patient. The transaction was fuss free and fast too!
Posted on Google Google
Gilbert Louis profile picture
Gilbert Louis
20 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
V good Cindy👍👍👍👍
Posted on Google Google
Huixian Chin profile picture
Huixian Chin
19 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Steph polite and friendly staff, can find her Settle quite fast

Secure Your Loan in 3 Steps

Get your personal loan quickly with our streamlined, 3-step process.

  1. Apply with MyInfo

    Submit your application as fast as 2-min using Singpass.

  2. Receive Application Status

    Receive your loan information in just 8-min.

  3. Collect Your Loan

    Visit our office, sign, and collect your cash instantly.

Apply Loan

Money Lenders in
Singapore.

8 Minutes Is All You Need

8 Minutes Is All You Need.

Let's Get Started Now!
Wave design
Get Your Loan Approved by Today

Get Your Loan Approved by

Today!