Quick Guide On Toilet Renovation Costs: How Much Do You Need & How To Save?


If this were a movie, you’d start hacking down your bathroom walls after having a life-changing epiphany. And yes, you wouldn’t pay one single thought to the renovation cost.

Unfortunately, money matters in real life. There are plenty of obstacles.

For example, when the bank rejects you for a renovation loan that exceeds $30k. $30k is their maximum renovation loan limit, and that’s depressing since the average home renovation costs at least $50k.

For situations where you need more renovation loans, you can get a quote from us, Katong Credit in hours! We have helped numerous couples build their homes!

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That’s why it’s essential to jot down all the necessary changes and the expenses. This strategy will help save money because you realise what’s necessary and what’s compromise-able.

What Is The Average Renovation Cost For HDB Toilet?

The average amount that people in Singapore usually spend on renovating a bathroom varies from $4k to $7k. Here’s a breakdown of these expenses:

  • Hacking: $1.2-1.5k
  • Plumbing: $12.-1.5k
  • Tiling: $3-4k
  • Shower screen: $600-$800
  • Vanity: $800-1.5k

Obviously, these prices aren’t set in stone. That brings us to the next point:

Factors That Affect Bathroom Renovation Costs


The factors that influence the total renovation cost include:

  • Some materials are more expensive than others. For example, stainless steel costs more than plastic. Marble costs more than ceramics. So, if you have a tight budget, put a lot of thought into these choices.
  • A wider cabinet that takes more space demands more material and thus costs you more. However, shelves cost less because they don’t have any doors.
  • If you hire a designer that builds a theme for your bathroom, you’ll spend more money.
  • Smart showers with voice control, Bluetooth, and Wi-Fi take a toll on your renovation cost. The same goes for floor heating.
  • If you want to install a non-slip floor finish, prepare to fork out more money. However, this finish helps you avoid flip-flops and placing towels on the floor after you shower.
  • Bathtubs, wall-hung toilets, or hidden rain showers require more hacking and plumbing. Thus, they increase renovation costs quite a lot.
  • New pipework. If you’ve purchased a relatively old resale apartment, you need to take care of the pipework. However, the water pipes may be placed behind walls, which means extra hacking and plastering, apart from the plumbing work. It will be worth it, though, to prevent future leakages.

Pro tip: The most frequent problem for bathrooms is leakages. That’s why you should ask the advice of a contractor you trust to prevent this issue. Even if you spend a few hundred dollars more now, you can avoid higher costs later.

What Does The Bathroom Renovation Cost Include?

Your bathroom renovation includes specific changes according to your bathroom’s condition. Apart from those essential changes that your contractor suggests, you can also do some optional remodels.

Full-service packages include:

  • Hacking
  • Plumbing
  • Adding tile finish
  • Waterproofing
  • Installing a shower screen
  • Adding new bath fixtures

How To Save On The Renovation Cost?

We have spoken to numerous couples regarding their home renovations, and this is what we have gathered!

Before renovating your bathroom, consider these issues:

  • Your needs. If you need just the basic toilet, shower, and shelves, you’ll spend less money. Customised designs, childproofing, and elderly-friendly fixtures cost more.
  • The number of people using the bathroom. Usually, when multiple people use the same bathroom, the renovation cost increases. The reason is that you have to make numerous changes to accommodate everyone’s needs and preferences.

With that in mind, here are a few things that will help you decrease the total renovation cost and make your renovation loan more affordable:

1. Low Maintenance Items

Low-maintenance items like wall-mounted vanity and commode usually cost less. The same goes for wipe-clean materials like tiles and quartz.

Pro tip: Large wall tiles with no grout lines are more inexpensive and easier to clean.

Besides, you’ll save a lot of time and money in the long-run cleaning/maintaining these items.

2. Storage

Wardrobes and cabinets require more materials, meaning they cost more money. But you don’t need these to increase your toilet’s chic factor.

Instead, consider open shelves.

Pro tip: These shelves also create the illusion of space. That’s a nice extra for compact bathrooms.

For larger families, consider floor-to-ceiling shelves to increase the storage space without purchasing a high-priced vanity.

3. Style

Choose low-cost designer elements if you want to build a stylish toilet but lack the budget. For example, you can create geometric floor art from tiles. Alternatively, you can add small decorations like candles or vases after the bathroom is finished.

4. Ventilation

Ventilation is one of those essential things you can’t omit when remodelling a bathroom because it prevents moisture from accumulating. Keeping your bathroom dry:

  • Keeps bacteria away
  • Prevents mould formation
  • Avoids foul odours

So, check your budget to see if adding windows or installing a ventilation system is better.

5. Space


If your bathroom is petite, there’s no need to worry. You need a better plan to take advantage of the whole space without making your toilet seem too crowded.

An experienced designer can show you how to avoid that claustrophobic feeling while still maximising your bathroom’s utility. For example, you could:

  • Install the sink and vanity outside the bathroom. This idea is doable if you build a plaster separating wall outside your bathroom.
  • Install sliding doors. You may not realise this yet, but sliding doors free up a lot of space. By comparison, the door that opens inside your bathroom makes you duck or slide so that it won’t hit you. This type of door also minimises the storage space inside your toilet.
  • Use mirrored sliding doors. Another tip if you choose those sliding doors is to make sure they’re mirrored. That way, you can take out your toilet mirror and admire your pretty self in the doors.
  • Install lights on your sliding doors. This advice may tip your budget to the dark side a bit, but it will be worthwhile to create a glamorous effect.
  • As we said before, your choice of storage can make or break your renovation cost. Add shelves over your bathtub or higher on the walls instead of at floor-level. Alternatively, consider other niche storage that fits your bathroom. Vertical surfaces and shower shelves are efficient and low-cost.

6. Lighting

The lighting solutions you choose for your bathroom also influence the total renovation cost. However, cove lighting doesn’t cost that much, and it will make your bathroom look amazing.

LED and recessed lights are other worthwhile solutions money-wise. Besides, these lights are also more durable.

Pro tip: Ensure the lighting you end up choosing is moisture-resistant.


In Conclusion

Before you start renovating your bathroom, do your research. Calculate your loan amount and the interest with a loan calculator.

First, consider the current trends. Of course, you should never choose something just because everyone’s doing it today. The point is to build a portfolio with many different ideas to choose from. That portfolio will help you understand what you need and what works for your bathroom

As a result, you’ll learn how to make cost-effective changes without compromising on your style and durability.

Secondly, consider other changes in your home. For instance, it’s wise to remodel your kitchen and bathroom simultaneously. This strategy saves civil work and lowers your total renovation cost.

More importantly, you should choose a trustworthy financial institution to work with.

Having a dependable loan provider like Katong Credit is essential. We offer low-interest loans that fit your monthly budget seamlessly. Besides, we have a seamless application process via SingPass and guarantee quick approval within 24 hours.

Pro tip: If you need urgent changes in your bathroom, choose our Fast Cash Loan. This quick-financing solution is hassle-free and promises the lowest interest rates.