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Apply For Your Personalised Vacation Loan / Top 5 Exotic Destinations Singaporeans Can Consider For Their Next Vacation (2020 Update)

Apply For Your Personalised Vacation Loan / Top 5 Exotic Destinations Singaporeans Can Consider For Their Next Vacation (2020 Update)

Ever feel like you’re constantly stuck in the vicious cycle of work? Wondering when you’ll finally be able to take a break? Don’t worry, you’re not the only one.

However, like all good things, the issue of cost is probably going to weigh you down. Travelling can be an expensive affair, especially when you have many other daily expenses to consider. Think air fare, accommodation, transport, food, tips and entrance fees. All these coupled with your daily expenses can put a toll on your finances. You also have to ensure that financing for your vacation doesn’t mean eating into your funds set aside for personal use and emergencies.

How then can I finance my vacation? What are my options?

After all that’s been said, you might be feeling a little bogged down and may be shelving off your vacation plans again. But before you do so, you might wish to consider applying for your personalised vacation loan. Rather than using up all your personal funds to finance your vacation, a vacation loan can help to ease the burden. This ensures that you’ll still have enough funds for your personal use and for any emergencies that you might have.

The next question you might have in mind is probably going to be: “What are vacation loans?”

Truth be told, vacation loans are not a special category of loans. They are simply personal loans that lenders have tailored to meet the needs of people looking for a way to finance their vacations. These loans therefore function in pretty much the same way that regular personal loans do.

The beauty of applying for a vacation loan is that there isn’t a minimum annual salary that you need to have. As long as you’re able to prove that you have a steady flow of income per month, you’ll most likely be approved for the loan. Also, a vacation loan is considered an unsecured loan. Therefore, you will not have to provide collateral in order to receive the loan. Compared to getting credit card loans, a vacation loan also has a faster approval process, meaning that you’ll be able to get the cash you need, fast.

With the low interest rates and flexible repayment schedules, a vacation loan can be a reliable source of funding for your next trip. So all you have to do is sit back, relax, enjoy your trip and make the most out of it!

Unsure of where to go to? Why not check out this list of the top 5 exotic destinations in the world!

If you’ve already conquered most of the places that Singaporeans travel to – Taiwan, Phuket, Japan, why not try something different? It’s time to step out of your comfort zone and attempt something different. After all, if not now, when?

1. Hawaii

Visit Hawaii Apply For Your Personalised Vacation Loan

Aloha! Known for being formed by volcanic activity, the islands in Hawaii are everything that you have ever dreamed of, especially the island of Maui. Maui, known as “The Valley Isle” is the second largest island in Hawaii. There’s something fit for everyone. Hiking along the Haleakalā, a massive shield volcano, or just relaxing along the Hamoa beach. If you’re feeling a little more adventurous, how does going out to sea for some whale watching sound?

2. Norway

Visit Norway Apply For Your Personalised Vacation Loan

There’s just something about Nordic countries that cannot be found in other parts of the world. Safety? Check. Norway is listed as one of the top 15 safest countries in the world so you can be assured that your safety is accounted for. When you’re in Norway, be prepared to be one with nature: fjord views, cliff hiking, explore rock formations and waterfalls, skiing and kayaking, among other things. With so many things to do, there’s no excuse for you to hide indoors. After all, Norway is all about the great outdoors! If you’re lucky, you might even be able to catch the Northern lights between October to March.

3. Fiji

Visit Fiji Apply For Your Personalised Vacation Loan

If you’re one to drink Fiji water, or question those who do, because who pays $3 for a bottle of water, you’re not the only one. Why is water from Fiji so expensive? Is it solely because its from Fiji? Who knows. Located in the Oceania continent, the 11 hour flight from Singapore to Fiji is worth every bit of your time. White sandy beaches decorated with coconut palms, Mediterranean-blue waterfalls and the friendly locals make everything worthwhile. This beautiful beach paradise is also your doorway to water activities like snorkeling, kayaing or getting on board a cruise for some island hopping!

4. South Africa

Visit Africa Apply For Your Personalised Vacation Loan

By now, if you’ve had enough of waterfalls and hiking, you’ll be glad to know that South Africa offers something different. Though South Africa does give you the option to hike, given their vast number of national parks, the one thing that you definitely have to do is to visit their safaris. Animal geeks rejoice! Instead of looking at the animals through an enclosed area, visiting a safari allows you to see them roaming around freely. This means that you’ll be able to get up close and personal with them: probably the closest you’ll ever get to animals like the giraffe, lion, African leopard or white rhinoceros in your entire life!

5. Laos

Visit Laos Apply For Your Personalised Vacation Loan

Slightly under 6 hours flight time from Singapore, Laos is often overshadowed by its neighboring countries like Thailand and Vietnam. However, there is so much to explore in Laos. You’ll get to see the Mekong river, the 12th largest river in the world, visit stunning temples rich with history, venture into underground caves and get some hiking done and be rewarded by picturesque views of lush green mountains. Those seeking that extra thrill can opt for the Gibbon experience where you’ll get to zipline from hilltop to hilltop and spend the night at your own tree house. For the food fanatics out there, you’ll be glad to know that the Luang Prabang Night Market allows you to dig in and feast on street food, all while shopping at the same time!

With so many exotic places to visit, it’s time to take that much needed break and scoot off on a trip that you’ve always been dreaming of. Our vacation loans are aptly designed to suit your travel needs. Apply for you loan today. Alternatively, you can speak to us and we’ll find the best loan to suit your travel needs. You deserve it!


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