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Applying for a Weight Loss Loan in Singapore 2020: 10 Dangers of Excessive Weight Gain

Applying for a Weight Loss Loan in Singapore 2020: 10 Dangers of Excessive Weight Gain

Ever look in the mirror and wish you could lose that extra weight fast?

“Exercise, eat healthily”, they say.

But what if after doing so, you don’t see a significant difference?

Being overweight has always been a challenging problem for some Singaporeans. An obese person is one who has a BMI of above 30, and a waist line of over 40 inches, for men, and 35 inches for women.

Being overweight or obese is extremely dangerous and may lead to serious health problems. Some of them can even be life threatening. It is thus important that they understand the dangers of being grossly overweight, and what can be done to alleviate the situation.

What Obesity Can Lead To

1. High Blood Pressure

This disease is known to be a silent killer because there are usually no obvious symptoms. Obese people are at a huge risk of getting this disease. This is because it is more difficult for the heart to pump blood around the body through the arteries of someone who has excess weight.

The result is that the arteries come under some pressure. This pressure in the arteries is what results in high blood pressure. There are medications for high blood pressure. However, the ideal solution will be for one to lose the excess weight and try to solve the problem permanently.

2. Stroke

This is another disease that tends to befall grossly overweight people. A stroke is caused when a part of the brain lacks blood.

Obesity causes high blood pressure and this excess pressure in the arteries can cause a vessel in the brain to burst. This bursting of a brain vessel is one major cause of strokes.

3. Diabetes

A huge percentage of obese people in Singapore suffer from diabetes. This disease can be caused by other factors like family genes, but being overweight is one of the most common causes of diabetes.

Once someone becomes overweight, the insulin in the body fails to work properly and this results in very high levels of blood sugar. Diabetes can lead to other complications like eye problems; it has even been known to cause blindness. The best treatment for this disease is to go through a weight loss procedure.

4. Some Cancers

Cancer is a disease where cells tend to grow out of control. When one is overweight or obese, some hormones are released by the excess fat cells, and these cause the body cells to multiply faster, leading to cancer.

The types of cancer that have been linked to obesity are breast cancer, colon cancer, and kidney cancer. Hence, it pays to consider going for a weight loss treatment if you’re severely overweight.

5. Heart Disease

This is a disease that has become extremely common, not only in Singapore, but all over the world. More people are diagnosed with heart disease every year, and most of them are overweight or obese.

When one is overweight or obese, the heart labours to pump blood around the body. In addition, obese people are already predisposed to high blood pressure, and this has adverse effects on the heart. High cholesterol levels in the arteries also cause heart disease and most overweight people tend to have high cholesterol levels.

6. Disease Of The Liver

When one is obese, fat tends to be deposited in the liver. This causes extensive liver damage and it is unfortunate that it may happen quietly because there are no initial symptoms.

The damage to the liver can eventually cause full liver failure and even death. Overweight people should have regular checks done on their liver so as treat the disease early if it does occur. This should be followed by an aggressive weight loss program.

7. Disease Of The Kidney

This is yet another danger of being excessively overweight. Obese people tend to have high blood pressure and diabetes, which are known to cause kidney failure. When the kidneys fail, they are no longer able to remove waste from the body, which can have dire consequences on one’s health.

8. Joint Problems

An obese person exerts a lot of weight on his or her joints, especially the leg joints. Which in turn causes a lot of pain and difficulty in movement.

This is because the cartilage which surrounds the joints becomes eroded and this causes great challenges when moving around. The loss of excess weight gives substantial relief to the patient.

9. Sleep Disorders

Overweight people tend to have a lot of fat around the neck area. This causes the air passage to be restricted and results in snoring as well as interruptions in breathing.

The breathing may stop briefly several times during the night. This causes one to feel drowsy and tired during the day. Once the fat around the neck is lost, one will then be able to sleep without any complications.

 10. Pregnancy Complications

Obese expectant mothers tend to get high blood pressure during the pregnancy, which is very dangerous for both the mother and the baby. There is also the risk of the mother developing diabetes, as well as the possibility of the baby being still born or being born severely underweight.

What Can I Do To Curb Obesity 

In view of all of these serious consequences of obesity, it is advisable that one takes drastic measures to lose the excess weight.

One can consider going for bariatric surgery to swiftly tackle obesity and its related diseases. Some bariatric surgery patients managed to lose about 60 – 70kg and no longer require diabetes medication. That said, a patient may revert back to his or her original weight if they don’t practice good eating habits or exercise. Factors such as age and the severity of diabetes before the surgery also play a part in the effectiveness of the surgery.

There are two common forms of bariatric surgery: Vertical Sleeve Gastrectomy and Roux-en-Y gastric bypass surgery. The former involves removing a part of the stomach to decrease the appetite of the patient. The latter involves a more complex procedure where a small pouch is created from the stomach. This creates a connection from the stomach to the small intestine, bypassing portions of the digestive track.

That said, the cost of bariatric surgeries in Singapore do not come cheap. Subsidised operations cost between S$6,000 – S$10,000 and can go up to S$20,000 without subsidies. Do note that this is only the cost of the operation itself, and does not cover your hospital stay, prescriptions and any follow up visits.

With the costs in mind, one might consider applying for a weight loss loan to help with funding.

Things To Consider Before Applying For A Weight Loss Loan:

1. Interest Rates

Different financial institutions charge different interest rates on loans. The applicant should compare the different rates given and choose the best alternative for his or her budget. The applicant should also decide whether he or she prefers fixed or variable interest.

2. Loan Duration

The duration of the loan is important. A loan with a shorter term may have a higher interest rate. The applicant needs to take note of this and decide whether he or she prefers to repay the loan over a shorter or longer period of time, because this will have implications on his or her budget.

3. Penalties and administration charges

The applicant should find out if there are any hidden charges in the costs of the loan. This includes administration costs as well as penalties. Some lenders are more costly than others when it comes to penalties. The borrower should make inquiries about all these costs before deciding on which where to apply for the loan.

4. Monthly Installments

The amount needed for the monthly installments is also an important point to note. The borrower will need to confirm if the amounts to be paid per month are within his or her budget so as to avoid any penalties brought about by defaulting.

5. Time Taken For Approval

If the borrower needs the weight loss procedure to be done urgently, then he or she needs to take note of the period of time that it takes to process the loan.

At Katong Credit, we understand the urgency of such procedures and will be able to approve your loan within an hour so that you’ll be able to focus on your surgery and the recovery process. We also strive to keep our interest rates as low as possible, to lessen your financial burden. Our weight loss loan is your timely and reliable source of funding for your bariatric surgery. Apply for a loan with us or alternatively, you can speak to us to find out more about what our weight loss loan has to offer!


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