News/Articles

If you owe money to your friend or, let’s say to Mrs. Tan from your neighborhood, they can try anything to collect the debt! But that’s a no-go for licensed moneylenders! Since lending money is their walk of life, the money lenders will have to keep it very professional;there’s no other way! Hence, they can’t […]

Ah Long are one of Singapore’s most prolific criminals. They target people of all ages, incomes, and education levels through several well-honed tactics. Anyone can fall into their trap. Singaporeans who take up loans from Ah Longs deal with violence and harassment. Even if you make timely repayments, loan sharks can change their conditions suddenly […]

Financial crises are part of our lives. Many Singaporeans face debilitating accidents, retrenchments, or evictions. The best solution is to have an emergency savings account, but that’s challenging if you’re living off a minimum salary. In this situation, you can consider a personal loan. However, your bank’s approval process may be prolonged and intricate. Remember […]

“Credit counselling”, “Debt management”. The feeling of having to deal with debt is tough. More so, when we run into financial issues, having someone to turn to during such times can conjure looks of doubt and judgement. If you have no one to turn to or are simply looking at ways to correct your debt, why […]

Ask everyone in Singapore about their dreams and most likely they will mention owning a home. With your own home, you have more security in terms of residence and you have more freedom to customize your place to reflect your personality. You will have the freedom to decorate your space. However, home ownership also comes […]

“I’ll clean this later.” How many times have we told ourselves this, but procrastinate and realise that nothing gets done by the end of the day? You’re not alone. This is especially so when many of us are still working from home. We would thus want our homes to be as clean as possible, since […]

The weekends: something that is fleeting yet precious. You are raring to make full use of them before they disappear in a flash. However, ask the average Singaporean and you will probably hear a lament like “Singapore is so boring, there is literally nothing to do other than to eat!” Here is a list of […]

One of the most common New Year resolutions people have is to get fit, lose weight and live a healthy lifestyle. However, I am sure that many of us are guilty for not sticking to this resolution and truth to be told, many people fall off the bandwagon by the end of the first month. […]

While we have eased into Phase 2 and many of us are enjoying our “new-found freedom”, it still pays to only only go out when necessary. This includes your grocery shopping which can easily be done online! Online grocery shopping is quick and convenient. You can do it from the privacy of your own home […]

One of the best ways to take charge of one’s finances is by establishing a personal budget list. A budget list helps in controlling destructive impulse, on top of ensuring that an individual remains liquid enough to meet pressing financial obligations. Amidst the wildly fluctuating economy and news of the upcoming increment in goods and […]

Balding, thinning hair and hair loss. This is probably the worst nightmare for people all around the world. Most people think that balding only affects men but in truth, it affects both genders. Men tend to suffer slightly more because they often have to deal with male pattern baldness. Women will mainly see thinning or […]

Everyone reaches a point in life where they want to leave the nest and move to a place of their own. You may consider the prospects of being independent and start coming up with ideas for designing and decorating your home. You might be planning to live alone, with a partner or a group of […]

You must agree with me: current economic times are hard and virtually everyone in Singapore and around the world is looking to make an extra income. While research confirms that peoples’ earnings have gradually been increasing, it is also important to note that, the cost of living has been escalating very fast. What does this […]

Sometimes, we need cash urgently. You never know when there could be a medical emergency or if you will be retrenched. In Singapore, there are many ways of sourcing for cash. Some Singaporeans prefer to apply for short-term loans, others take out credit cards, and still, there is a group that prefers to go to […]

Once upon a time you might recall someone telling you: “There’s no point in carrying a branded wallet but with no cash inside”. However, what happens if you’re able to get the best of both worlds? Over the last few years, Asia has broken the glass ceiling and became the world’s biggest market for luxuries. […]

Weddings are an incredibly joyous affair and a huge cause of celebration. You’ve finally decided that you’re going to be spending the rest of your life with your other half. Congratulations! What’s next then? The horror of planning for a wedding.  The idea of planning for things is probably not going to sit well with […]

“There is nothing like staying at home for real comfort.” After completing a beautiful renovation or buying a new home, the next step for many households is to purchase new furniture. The renovation of your home only provides you with a skeleton. By furnishing your home with the relevant furniture, you will inevitably breathe life […]

Ever feel like you’re constantly stuck in the vicious cycle of work? Wondering when you’ll finally be able to take a break? Don’t worry, you’re not the only one. However, like all good things, the issue of cost is probably going to weigh you down. Travelling can be an expensive affair, especially when you have […]