A quick scroll of your social media feed and you’ll probably come across certain celebrities, bloggers, or even your friends who have gone under the knife to alter their appearance. The two main reasons people go for plastic surgery can be attributed to medical purposes or aesthetic enhancements.
Plastic surgery has become increasingly popular in Singapore, with less people seeing it as a taboo, but more so to feel more confident of themselves. However, as with all medical procedures, plastic surgery is not going to be cheap. They usually run into the thousands. Hence, the costs involved can be a huge deterrent, and this is where a plastic surgery loan can come in extremely handy.
A plastic surgery loan helps to facilitate the cost of your entire cosmetic surgery journey. These include everything from pre checkups, to the surgery/procedure itself and to the cost of aftercare.
An important thing to note is that more often than not, plastic surgeries are not going to be covered by your health insurance. This is because such procedures are considered optional cosmetic procedures and not opting for the surgery will not have adverse effects on your health.
Thus, this is where plastic surgery loans can come in to help you fund the cost of your cosmetic surgery. By doing so, you will also be able to use your savings for more pressing needs such as a medical emergency.
Several different types of plastic surgery procedures are available in Singapore. The following are six common types that Singaporeans opt for:
In Singapore, this type of plastic surgery procedure will cost you between $1,800 to$ 6,400. Many Singaporeans choose to have eyelid surgery done because it adjusts the eyes to look bigger and more attractive.
There are generally two ways of doing eyelid surgery in Singapore. The first way does not involve making an incision, and it is usually for people who are under 40 years of age. The second way requires an incision on the eyelid, as well as removing excess skin around the eyes. The procedure is usually for those who are above 40 years of age.
Touted as the 3rd most popular cosmetic procedure in Singapore, liposuction procedures will cost you between $1,500 and $15,000.
Liposuction involves the removal of excess fat from some problematic areas such as the bottom, thighs, arms and tummy. This procedure is suitable for you if you have tried all other ways to lose this excess fat with little or no success. O
Tne modern method of liposuction is to use ultrasound to melt away the fat in the body. Once you go through this procedure, it will take approximately two weeks for you to heal.
Also known as a “boob job”, breast augmentation can help in having your breasts lifted, reshaped or enlarged. It will cost you anywhere between $15,000 and $16,000 depending on the procedure that you want to get done.
For the enlarging of the breasts, implants get inserted. These can either be saline or silicone. However, most people prefer silicone because they have a more natural texture. The breasts can also get enlarged by transferring fat from other parts of the body to fill up them up. This procedure of fat transfer is usually more expensive because it involves two processes, namely the removal of fat from another part of the body as well as the deposit of the fat within the breast.
More commonly known as a nose job, and it will cost you any anywhere between $5,000 and $17,000 in Singapore. You can choose to have your nose reduced or made narrower.
There are two ways in which this procedure gets done, namely the closed surgery method and the open surgery method. With the closed one, an incision is made inside the nose to adjust it. However, with the open surgery method, the incision is made in between the nostrils or under the nose. The healing process from this procedure usually takes up to one month.
A nose thread lift is similar to rhinoplasty, but it is a much simpler procedure on the nose. A thread gets inserted through the bridge of the nose to the tip. It gives the nose a better shape, and this change usually lasts for a maximum period of 18 months. The nose thread lift will cost you between $2,000 and $3,000 in Singapore, and the duration of healing is approximately five days.
This type of plastic surgery is suitable for you if you are seeking to remove face wrinkles and have a more youthful look. One way of doing this procedure is by making an incision along the hairline and pulling the skin back so that it becomes taut, thus removing the wrinkles.
Another way of doing a facelift is by transferring fat from any other area of the body and using it to fill up the face. Facelift procedures in Singapore will cost you anywhere between $9,000 and $13,000, and it will usually take two weeks for you to recover.
The plastic surgery procedure that you eventually choose will largely depend on the particular area that you want to be improved, as well as the costs involved. Before you go ahead to apply for a plastic surgery loan, the following are some things that you will have to consider:
Ensure that you go through the terms and the conditions given by the lender of the loan. Find out if the loan terms offered are convenient and reasonable for you. You can also try and negotiate for a more flexible repayment schedule if the one provided does not suit your budget.
The maximum amount that you can borrow is up to six times your monthly income. Find out whether the loan amount is enough to cover all the expenses of your plastic surgery procedure. It is best if you are able to procure the full amount required for the surgical procedure so that you can pay for it in one lump sum.
Different lenders provide differing rates of interest for loans. If you are able to prove that you can make timely repayments and have a good credit score to back you up, you might be able to negotiate for better interest rates.
As plastic surgery loans are unsecured, you will need to have a credit rating that is relatively good to access this line of credit.
If you have poor credit rating, then you might wish to take steps to improve it before applying for this type of loan. One way of bettering your credit rating is by paying off your credit card debt, and re-aligning the priorities on your budget so that you can honour all your loan repayments punctually.
After considering all the above factors, you can go ahead and apply for a plastic surgery loan. The following are some of the benefits that you will enjoy once you make an application for this kind of loan.
As with all our unsecured loans, you will not need to have collateral to access this credit facility. It means that it will be easier for you to get approval and you will get your procedure done sooner rather than later.
One significant benefit of having plastic surgery done is a massive improvement in your physical appearance. A plastic surgery loan will facilitate you to make the desired improvement smoothly, and this will, in turn, result in healthier self-esteem.
Applying for a plastic surgery loan is a stress-free and convenient way of accessing funds quickly. You will not need to go through the struggle of trying to raise money from your family and friends. Applying for this loan will give you access to the full amount required with minimal effort.
You can apply online for a plastic surgery loan. You don’t need to visit the physical offices of the lender to get your loan approved. It means that you can place your application from the comfort of your home or office at any time of the day or night. It will save you plenty of time, and it will also facilitate you to receive the funds faster.
Taking a plastic surgery loan can help you to build your credit score. However, to achieve this, you’ll need to ensure that you make all your monthly payments punctually. As your credit score improves, you will be able to access more substantial credit facilities.
A plastic surgery loan is an affordable and convenient way of financing your plastic surgery procedure in Singapore. The benefits of the surgical procedure will be worth the cost.
We understand that the cost of such procedures don’t come cheap. Instead of having to exhaust your savings for a cosmetic procedure, a plastic surgery loan will ensure that you have enough funds in case a medical emergency arises.
With our plastic surgery loan, you will be able to take care of the cost of the entire plastic surgery process: from start to end, without straining your finances.